Safe Retirement Strategies and Planning

PGA Financial
(909) 790-8622 or Toll Free (877) 336-5490
Retirement Plan
Distribution Specialists

IRA, 401k, TSA, or 457 time bombs?

Who can benefit from our
retirement advice and strategies?

want a safe retirement while not outliving their money

want access to their money - reasonable liquidity

want a higher yield, but also preservation of principal

plan to retire early, or are forced into early retirement

need to do a 401k rollover

need a safe CD alternative

need to convert to a Roth IRA

have concerns over Social Security benefits being taxed

want to do a 401k, 403b etc. in-service withdrawal

need to lower taxes on retirement income

are concerned about inflation

want to plan for passing retirement plan money on to heirs without losing a lot of it to taxes - a stretch IRA

Have questions? We have answers! There are myriad IRS and contractual rules that can and do trip up people who try to make transfers and distributions, costing them an unnecessary loss.

A wise 95 year-old joked that the "Golden Years" can be full of a lot of lead. Your retirement should also have a lot of joy in it, but to help that be so it is worth taking a little time to plan for sustainable income distributions!

WHAT GOOD PLANNING CAN ACCOMPLISH

Control over taxes - Tax burdens and penalities can be minimized, eliminated, or spread out.
Results - $10% to 50% more money going to you or your heirs, instead of Uncle Sam.
Protection from interest rate uncertainty -
Results - 30% to 50% more income.
Guaranteed income - You can discover how to maximize income without outliving it.
Probate Avoidance - Your heirs will appreciate that the portion of your retirement money that you leave behind will not be wasted in probate.

If you are a tax professional and are interested in working with us, call Lee Martinson, at (909) 790-8622. If you are not a tax professional, but would like to have your CPA or Enrolled Agent work with us you may also give Lee a call.

WHO WE ARE AND WHY WE'RE DIFFERENT

We are trained specialists in IRA and 401k distributions and work with CPA's, Enrolled Agents and a tax attorney to help clients disinherit or minimize the IRS from their retirement money. We not only work with our clients, we also work with CPA's and Enrolled Agents to help them help their clients take advantage of the biggest tax breaks in history.

WHY YOUR OTHER ADVISORS AREN'T ENOUGH

Most advisors focus on the accumulation phase of retirement planning, and that is all they know. We focus on the distribution phase and on lifetime income that you can't outlive and on tax advantaged distributions, which provide amazing results, instead of ugly tax bite surprises. We also look at how to plan for inflation so your purchasing poweris not eroded.

Safe Money Strategies

Don't Outlive Your Money

Not interested in the "buy and hold" (on for dear life) thrill of the stock rollercoaster ride any more?

Contact us regarding a system that prevents losses and locks in gains.

It's time to get off of the rollcoaster before the ride ends and you are out of money.

Request More Info.

Should you convert your IRA, 401k, 403b etc. to a Roth IRA? Click on Roth IRA to find out more!

A Stretch IRA keeps the IRS at bay. Click on Stretch IRA to find out more.

Are there tax time bombs in your IRA, 401k, TSA, or 457? Click on Tax Time Bombs to find out!

Request More Info.

Serving Yucaipa, Calimesa, Mentone, Redlands, Banning, Beaumont, Cherry Valley, Highland, Loma Linda, Bryn Mawr, Grand Terrace, San Bernardino, Moreno Valley, San Jacinto, Bloomington, Colton, Fontana, Riverside, Rialto, Big Bear Lake, Hemet, Inland Empire, Forest Falls, Angelus Oaks, Skyforest, Rimforest, Running Springs, Twin Peaks, Lake Arrowhead, Fawnskin, Orange County (satellite office) and points beyond in California.